A dental emergency is nerve wracking enough without having to worry about insurance coverage.
If you’re wondering, “Will an emergency dental visit be covered under my insurance,” here’s what you need to know about coverage and your options if not.
What’s the Scoop – Will an Emergency Dental Visit Be Covered Under My Insurance?
It’s estimated that one in three Americans lack dental insurance. If you’re one of the people that is investing in this type of insurance, you’re likely wondering about coverage and whether it extends to emergency visits.
Most dental insurance plans cover emergency or after-hours visits, but you may still have a copay, deductible, or have to pay for at least some of your treatment. Coverage is different depending on the plan you have, but many dental insurance plans follow a 100-80-50 structure.
This means they pay for 100% of preventative care such as checkups and cleanings, 80% of basic / simple procedures, and 50% of major procedures.
What Do I Do if I Don’t Have Dental Coverage and Need Emergency Care?
Now that you have the answer to your question, “Will an emergency dental visit be covered under my insurance,” what happens if you don’t receive coverage for your emergency care? In that case, you would talk with your dentist about low-cost treatment options or if they offer payment plans.
Many dentists understand that the cost of dental care is a deterrent for patients who really do need it, which is why they’re willing to work with you to find a solution that fits in your budget and addresses your oral health concerns.
Where Can I Schedule Same-Day Dental Visits Near Reston?
Perfect Smiles of Reston is here for you and all of your dental health needs, including emergency dentistry services!
Contact us at 703-982-7355 to book your same-day appointment and learn more about insurance coverage as well as financing to help you afford the care you need!